Introducing
Know your credit score.And how to grow it.
Your Experian-powered score, factor-by-factor insights and a simple action plan — free, in one app.
- Powered by
- Experian
- Downloads
- 50K+
- Bureau
- RBI-authorized
- Your data
- Never sold
Who it's for
Built for anyone borrowing in India
Whether it's your first credit card or your third loan, ScorePro tells you where you stand.
Loan applicants
Check where you stand before a bank does, and fix the gaps that get applications rejected.
First-time credit card users
See how usage and repayment shape your score from the very first billing cycle.
Self-employed & shop owners
Build a credit file that helps you qualify for business loans and higher limits.
Rebuilding after missed EMIs
Track recovery month by month with a clear list of what to do next.
Planning a home or car loan
Aim for a target score months in advance and negotiate a better interest rate.
What you can do
Everything your credit report is trying to tell you
ScorePro turns a dense bureau report into four screens you can act on.
Your score at a glance
One home screen for score, trend and accounts
- Latest Experian score with its category — poor, fair, good or excellent
- Six-month trend chart so you can see the direction you're moving
- Every active and closed loan and card, with balances, in one list
Benchmarks
See how you compare with 800+ scorers
- Side-by-side numbers: you vs what high scorers typically do
- Impact labels so you know which factor to fix first
- A one-line fix on every card, not a wall of jargon
Factor deep dives
Understand exactly what moved your score
- Open any factor for its rating, impact level and history
- Account-level detail behind every rating
- Plain-language guidance on what helps and what hurts
Action plan
A ranked list of moves, with points attached
- Your potential gain and a target score to aim for
- Each step shows the points it can add
- Habits worth keeping, alongside the things to change
Score factors
Five things decide your number
ScorePro rates each one for you, so nothing about your score stays a mystery.
- High impact
Payment history
On-time and missed payments across every loan and card you hold.
- High impact
Credit utilisation
How much of your available card limit you actually use each month.
- Medium impact
Credit age
The average age of your accounts — older files score better.
- Medium impact
Credit mix
The balance between secured loans and unsecured cards and loans.
- Low impact
Credit enquiries
Recent loan and card applications recorded by the bureau.
How it works
Three steps to your score
- 01
Verify in under a minute
Sign in with your phone number and basic details — no documents to upload.
- 02
We fetch your Experian report
Your report is pulled securely, with your consent, from an RBI-authorized bureau.
- 03
Get your score and your plan
See your score, factor ratings, benchmarks and the moves that lift it fastest.
What users say
Scores that actually moved
Feedback from people using ScorePro to prepare for a loan, a card, or a fresh start.
"My score went from 690 to 748 in five months. The app told me my card usage was the problem — I had no idea."
Rohit Malhotra
Sales manager, Pune
"होम लोन से पहले स्कोर चेक किया और दो गलतियाँ ठीक कीं। बैंक ने पहली बार में ही अप्रूव कर दिया।"
Sunita Yadav
Teacher, Jaipur
"The comparison with 800+ users is the useful bit. I could finally see what a good file actually looks like."
Arjun Nair
Freelance designer, Kochi
"I run a small shop and never understood credit reports. The plan is four lines — that I can follow."
Imran Sheikh
Shop owner, Nagpur
"The monthly trend line is quietly motivating."
Deepa Krishnan
Software engineer, Chennai
"Found an old closed loan still showing as active. Got it corrected and my score moved up."
Vikas Bhatt
Logistics supervisor, Surat
FAQ
Questions people ask first
Find out where your credit stands today
Free score, factor-wise insights and a plan to improve — download ScorePro on Android.